“Most people live above their means and below their potential. It doesn’t have to be that way and it cannot stay that way.”
How is it that in a free country so few of us are truly free?
Could it be that we’re sold the dream, but end up living the nightmare – stressed out, maxed out, underpaid, overworked, and underappreciated? And we’re supposed to be grateful for it!?!?
True Freedom is the product of money, time (our life), and identity. If any one of these go missing, so goes our Freedom. Imagine building competence and confidence in each, making you unstoppable in business, career, relationships, money, and life. More importantly, other than reaching the end with despair and regret, what’s your alternative?
It’s not too late to pull the person you were meant to become out of the person you have become. But we better get started.
What’s Going On?
- 45% of working-age Americans have zero dollars in any long-term savings, personal or with their employer.
- 46% cannot come up with $400 in case of an emergency.
- Average debt per U.S. household is $132,000, not including their home mortgage.
- The average student loan debt is $40,000, with cumulative $1.5 Trillion in the U.S.
- The average person will hold 12 different jobs between ages 18 and 48.
- Inflation-adjusted wages haven’t increased in 40 years.
- 27% of college graduates had a job related to their field of study.
- An estimated 1 million people are absent each day from work due to stress.
- Negative wealth shock (losing 75% of wealth in 2-year period) increases mortality rate by 50%.
- Less than 3% of Americans live a healthy lifestyle with two-thirds clinically overweight or obese.
- 16.2 million U.S. adults experience depression in any given year.
- According to the WHO, one-third of all cancers are preventable.
You know in our free society how most good people don’t have all the money, time, and self-worth they need to be truly free? What I do is help people dis-cover the truth, monetize their passions, and become the best version of themselves so that they can attain and enjoy the Freedom that they so desperately desire.
A word of caution. I don’t have all your answers. Well, actually I probably do but that won’t help you. The good news is that you already have the answers you need. The challenge is that you’re not asking the right questions. So we will ask the questions nobody is asking to reveal the answers everyone wants, in order to have the business, career, relationships, finances, and life that they desire.
Josh’s enthusiasm and his abrasive honesty rocked me to my core. His tenacity and ability to read through my b*s and call me out when needed or make me stand up for what I truly want was life changing. For the first time in a long time I had someone meeting me at my level and holding me accountable.
Believe it or not, the most helpful part of the entire process was feeling like our time together was valuable, that he cared, but that he wasn’t going to waste time if I wasn’t ready to do the work. I had to face the woman in the mirror filled with excuses (which I so eloquently disguised as “ideas and reasons”) limiting me from being my best self in the financial sector. I appreciated how he values himself as much as he wants me to value me.
I would so recommend Josh Zepess to anyone who is ready to take a good hard look out how to get out of their own way and back on the road to success!
I consider myself fortunate and blessed to have met Josh. He has that rare ability to synthesize complex human/personal obstacles and unpack their meaning. He helps you to under the why and the how it impacts and affects you. It’s truly discovering this knowledge within yourself and understanding it, that allows for complete freedom and empowerment. We have a habit of sabotaging ourselves and Josh will help you break those chains.
What I’ve learned is his passion and full fledged commitment to waking people up to the truth. His Broke is No Joke is an amazing vehicle to showcase and highlight many of the negative and problematic issues within the current systems including financial and ways people have been taught about money. His simple, practical and unpretentious attitude holds charm, sincerity, value and respect. I highly recommend working with Josh and Broke is No Joke. Your time, energy and money will thank you.
I recommend Josh as a speaker and writer. He has a message of truth and caring that is well worth hearing for everyone. He has excellent speaking and writing skills to get that message across. I enjoyed working with him on, Slap Yourself, his new book.
It’s always a pleasure to associate with people of Purpose, Passion,Vision and Integrity. As the State Director of CEO CLUBS of which we are honored to have Josh Zepess a member of, I can speak for the entire network here in Florida of his focus, heart and desire to improve the lives of those he works with and even just comes in contact with. I hope that those reading this recommendation might sense they need to connect, contract or find a way to build some type of an alliance / relationship with.